Mortgage rates remain above 5% on average, but the picture is more nuanced than the headline suggests. If you are buying, selling or simply wondering whether to wait, here is what the latest mortgage market actually means for your next move.

You have found the house. The problem? Yours is not even on the market yet. Before rushing into an offer, here is how to make yourself a stronger buyer, protect the opportunity and avoid putting your dream move at risk.

August’s property market figures may look concerning at first glance, with asking prices recording their biggest August fall in eight years. But behind the headline, buyer demand is beginning to rise. So, what’s really happening — and what does it mean for homeowners in Amber Valley?

Getting an offer feels like the finish line. It isn’t. Around 1 in 3 transactions fall through and the average purchase takes around 120 days after an offer is accepted. Here is what homeowners can do before and after selling to give their move the strongest chance of completing.