A small shift in house prices can change what you can afford, what you can move to and how much you take with you. This article shows why understanding your numbers now gives you a huge advantage later.

Most landlords don’t review their property until something goes wrong. But the strongest portfolios are built through regular check-ins, not reactive fixes. December is the perfect time to step back, assess performance and make small changes now that protect returns, reduce stress and set the year ahead up properly.

At this time of year, homes feel a little more special. They hold the quiet mornings, the busy kitchens, the familiar corners where memories are made — and at Christmas, they become the backdrop for moments that truly matter.

Interest rates have shifted — and if you’re thinking about moving home, this matters more than you might think. From buyer confidence to seller demand, here’s what today’s Bank of England decision could mean for your next move.